The Deposit Insurance System (DIS) is a system established by the Government to protect depositors against the loss of their insured deposits placed with member institutions in the event of a member institution failure. Commercial and Islamic banks that are member institutions of PIDM are also referred to as ‘member banks’.


During the 2008 financial crisis, global banks around the world starting collapsing and since then, people started to question the security of their savings. The possibility of local and foreign banks in Malaysia remaining in business forever is not guaranteed and thus your savings could be at risk should a bank fail. So is your money safe?

What is takaful? Have you ever heard of it? How does it works?


If you're tempted to start investing your money, or even if you're already a seasoned investor, it's crucial to make sure you manage the risks you are exposed to in order to avoid suffering agonising losses to your capital.

Choosing the right type of insurance for your needs can be tricky. This guide looks at the different types of insurance available, how to choose the right cover and when and how to buy it.

Saving money and investing money; are they two same thing?
If you save money, does it means that you are investing your money too?


When you coupled with your spouse, everything is wonderful. Everything looks rosy and nice in the beginning. After the honeymoon period, reality strikes – finances!

How do you avoid this blow as a newlywed?
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