Showing posts with label invest. Show all posts
Showing posts with label invest. Show all posts

If you're tempted to start investing your money, or even if you're already a seasoned investor, it's crucial to make sure you manage the risks you are exposed to in order to avoid suffering agonising losses to your capital.

Saving money and investing money; are they two same thing?
If you save money, does it means that you are investing your money too?


You can't plan financially without understanding investment risk. Many people, when they hear about 'risk', think automatically about the chance of being defrauded or not getting all their money back. This 'capital' risk is important, but it isn't the only type.

KUALA LUMPUR, 16 June 2015: A strong majority of Malaysians are optimistic in reaching their investment goals, according to a survey by Franklin Templeton Investments.

Your own attitude to risk is crucial. Some people are happy to live with capital risk if it means the chance of a higher return in the end. Others are 'risk averse' and don't want to risk their capital under any circumstances, while many will sit somewhere in the middle.

Follow these rules and you will deal the investment risk better.

Inflation risk is the threat of rising prices eroding the buying power of your money. In many cases, saving rates have been lower than inflation, meaning that the returns savers are making on their money are not enough to keep up with the rising cost of living.

Taking the decision to begin investing your money is a big step. Many of you are doing so in order to increase the capital value of your money or to get an income and maintain the level of your savings.

Through investment, you have a much greater potential for growth than by leaving your money in a savings account.


PETALING JAYA, 26 May 2015: The Islamic Financial Services Act (IFSA) 2013 allows greater flexibility for Islamic banks to structure products, including deposit and investment accounts, said the Association of Islamic Banking Institutions Malaysia's (AIBIM).

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